Sharet sits on both sides of the African trade corridor — payments, FX, settlement, and embedded trade finance. Importers pay suppliers in China, the UAE, India, and Europe. Exporters receive from international buyers and settle locally in KES, TZS, or UGX. And when the gap between order and payment would otherwise kill the deal, Sharet carries the credit so the trade actually happens.
Whether you are paying a supplier in Guangzhou or receiving payment from a buyer in Hamburg, Sharet handles the settlement, the FX, and the local payout — through one account, one dashboard, one ledger.
Send funds to a supplier in China, the UAE, India, or Europe. Settle in USD, EUR, or GBP. Receive confirmation with a full audit trail for customs and accounting. Your supplier receives payment in their preferred currency or rail.
China · UAE · India · Turkey · EuropeInternational buyers send payment into your Sharet wallet. You receive it in USD, EUR, or GBP — settle locally in KES, TZS, or UGX.
Buy from Kenya, sell to Tanzania, source from Uganda. Settle across borders without the traditional multi-hop path.
Transaction records ready for customs declarations, VAT filings, and accounting. Exportable, auditable, and formatted for your ERP.
Real-time FX with a small, clearly-disclosed margin. No hidden spreads. See the rate before you confirm.
Trade flows are lumpy. Keep funds in your Sharet wallet between transactions, move them internally for free, and only pay an external fee when you finally settle. No monthly charges, no holding costs.
Free to hold · free to move internally · fee only on external settlementA Kenyan buyer places an order with a Tanzanian supplier. The Tanzanian supplier sources from a Chinese manufacturer. The Chinese manufacturer will not release goods until payment lands. The Kenyan buyer will not release payment until goods arrive. Meanwhile the Tanzanian supplier sits in the middle, exposed on both sides, unable to finance the wait.
This is the primary bottleneck in African trade. Not demand. Not supply. Credit. The gap between order and payment kills more deals than any other single factor.
Order · finance · ship · repay
Sharet steps into the credit gap at the point of order. We pay your supplier upfront so goods are released, then you repay us on agreed terms. Your supplier never carries your credit risk. We do.
A Kenyan buyer orders goods from a Tanzanian supplier. The supplier sources in bulk from a Chinese manufacturer. Payment has to reach China before goods are released; payment only reaches Tanzania after goods are delivered and accepted in Kenya. Sharet steps into the gap — pays China upfront on credit, collects from Kenya on agreed terms, and settles Tanzania on time.
One loop · three countries · one ledgerApproved buyers get a credit line on the Sharet ledger. When you order, Sharet pays your supplier — in China, the UAE, India, or anywhere else — so goods are released without you tying up cash upfront.
Repay Sharet over agreed terms from the day goods are delivered to you. Standard terms are 30, 60, or 90 days. Bespoke terms available for larger or repeat orders.
Chinese manufacturer paid on order. Tanzanian supplier paid on delivery. Kenyan buyer pays Sharet on terms. No party waits on another party's cash flow.
Goods in transit, payments in escrow, credit outstanding, repayments scheduled — all visible in one dashboard across all three countries.
Most importers and traders grow as fast as their working capital allows. Sharet credit lets you order more, more often, without draining your balance sheet — because the goods pay for themselves once they land and sell. Financing is priced transparently, disclosed before you confirm, and repaid on terms that match your sales cycle.
Order more · sell faster · pay on terms · build a trade track recordSharet's trade corridors cover the flows that matter most to East African importers, exporters, and diaspora. New corridors are added as customer demand justifies them.
A Nairobi electronics importer orders goods from a supplier in Guangzhou. She needs to pay USD 8,000. Traditionally, this involves: a bank wire, an intermediary in USD, a 3–5 business day settlement window, and a spread that is hard to calculate. It costs her time and money she cannot easily quantify.
She sees the rate, sees the fee, sees the delivery — before she confirms. — Sharet trade principle
On Sharet, she enters the supplier's bank details, chooses USD, sees the rate and fee in one screen, and confirms. The supplier receives USD in their account in Guangzhou. She gets a transaction record formatted for customs and accounting. The whole thing takes minutes to initiate, and the settlement window is days faster than the traditional wire.
A Nairobi electronics buyer has a KES 4.5 million order it wants to place with a Tanzanian supplier. The Tanzanian supplier needs to source from a Guangzhou factory and pay in advance. The Kenyan buyer does not have KES 4.5 million in cash — but it has steady sales, a working shop, and a track record on Sharet.
The order is good. The cash flow is the problem. We finance the gap. — Sharet trade finance
Sharet approves a 60-day credit line. On confirmation, Sharet pays the Guangzhou manufacturer in USD. Goods ship. Two weeks later, goods clear at Mombasa and are delivered to the Kenyan buyer. The buyer sells the goods over the next four weeks. On day 60, the buyer repays Sharet KES 4.5 million plus a transparent financing fee. Sharet had already settled the Tanzanian supplier on delivery and the Chinese manufacturer on order. Every party in the chain is paid in full, in their currency, on time.
The Kenyan buyer never tied up cash. The Tanzanian supplier never carried credit risk. The Chinese manufacturer never waited for payment. Sharet carried the financing, earned the margin, and built a track record that lets the buyer qualify for a larger line on the next order.
Every trade customer sees the same rate card. No negotiated side deals. No hidden spreads. Financing is priced upfront, disclosed before you confirm, and repaid on terms that match your sales cycle.
Full rate card on request · all fees in local currency · all settlements reconciled daily.
A trade finance credit line is not a free-for-all. It is priced credit extended against a verifiable trade history. Here is how Sharet decides, and how fast.
Tell us what you trade, your corridors, and the order sizes you need to finance.
Business registration, trade history, and (for larger lines) financial statements. Typical turnaround: 3–5 working days.
A credit limit is issued on the Sharet ledger, tied to your account. Terms agreed upfront — 30, 60, or 90 days.
When you place an order, Sharet pays the supplier directly. Credit is drawn, goods are released, delivery scheduled.
Goods arrive. Sharet tracks the shipment and confirms delivery. Your repayment clock starts on delivery day.
Repay Sharet on agreed terms — from sales revenue, another financing source, or your own cash. Early repayment is discounted.
Repay on time and your limit increases on the next cycle. Track record compounds.
Add corridors, add suppliers, increase line size — without changing the fundamental structure.
These come up on almost every trade conversation. If your question is not here, send the Sharet trade team a note.
Established importers and traders with a verifiable trade history, a business registration in Kenya, Tanzania, or Uganda, and consistent monthly order volume. Larger lines require financial statements.
Between 1.5% and 3.5% per month on outstanding credit, depending on terms and risk profile. The rate is disclosed upfront, before you confirm any order. No hidden spreads, no arrangement fees.
Repayment starts on delivery day. If goods are delayed at customs or in transit, the repayment clock does not start until they are in your hands. Sharet absorbs that delay.
Contact us before the due date. Extensions are available, priced transparently, and agreed in advance. Non-communication is the problem; extension is not.
Yes. Sharet pays the Chinese manufacturer directly on order from our USD liquidity. The manufacturer receives full payment before goods ship. This is the same credit we extend to you, presented to them as an on-time payment.
USD, EUR, GBP on the inbound and outbound side. KES, TZS, UGX on local settlement. Multi-currency credit lines available for larger traders.
Onboarding for trade accounts typically takes one to two weeks. Tell us your corridors, volumes, and financing needs.
Payments, FX, settlement, and embedded trade finance — one ledger across the corridor. Order now, pay later, and let the goods pay for themselves.