# Sharet Africa > Sharet makes payments across East Africa cheaper and simpler: one wallet and one ledger that route across M-PESA, MTN, Airtel, Vodacom and banks. Internal transfers are free, and the person being paid does not need a Sharet account. Headquartered in Nairobi, Kenya; founded 2026; launch markets Kenya, Uganda and Tanzania. ## Products - [Overview](https://sharet.africa): Send money to anyone in East Africa (M-PESA, MTN, Airtel, Vodacom or bank) from one Sharet wallet. Internal transfers are free; the person you pay never has to sign up. - [Personal](https://sharet.africa/personal): Personal wallet: send to anyone in East Africa, zero internal fees, recipient needs no account. Includes a worked cost comparison. - [Merchants](https://sharet.africa/merchants): Merchants: accept payments from every rail (M-PESA, MTN, Airtel, cards, banks) into one wallet and settle externally on demand. - [Trade](https://sharet.africa/trade): Trade: pay suppliers in China, the UAE, India and Europe, receive from international buyers, embedded trade finance, settle locally in KES, TZS or UGX. - [Developers](https://sharet.africa/developers): Developers: REST API for the Sharet ledger with idempotent writes, HMAC-signed webhooks, RFC 7807 errors and a free sandbox for Kenya, Tanzania and Uganda rails. - [Privacy](https://sharet.africa/privacy): Privacy: what Sharet collects, why, who sees it, how long it is kept, and your rights under the Kenya Data Protection Act, 2019. ## Company - [About Sharet](https://sharet.africa/company): Company: founded 2026 in Nairobi, named team, regulatory posture and the companies Sharet runs. - [Contact](https://sharet.africa/contact): Contact: merchant onboarding, personal wallets, trade accounts, developer access, press and careers. General: hello@sharet.africa. Support: support@sharet.africa. Press: press@sharet.africa. ## Companies run by Sharet - [Breve](https://breve.sharet.africa/): The whole business, on one screen. - [Aimzone Ventures](https://loans.sharet.africa/): Emergency funding and trade finance in Kenya. - [scharge](https://scharge.sharet.africa/): Property management for Africa, starting in Kenya. - [aiyotickets](https://aiyotickets.com/): Event and sports tickets in Kenya, paid with M-Pesa. - [eServiz](https://eserviz.aiyotickets.com/): Government errands, done for you. - [Oteli](http://thewillishotel.co.ke/): Hotel management, running The Willis Hotel in Bomet. - [Shoope](https://shoope.africa/): Launching soon. ## Optional - [Sitemap](https://sharet.africa/sitemap.xml)